In Brazil we call this jeitinho brasileiro (brazillian way*)… but this seems so american in my pov *means that you should take advantage in everything
In American we call this Insurance Fraud and it is illegal and causes insurance rates to be much higher.
So illegal.
It occurs to me, when these shitty batteries catch fire all on their own, now he can blame “terrorism.”
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Do NOT set your own car on fire. They will notice every marker pointing at you! Instead, incompetently park in a visible area that is poorly lit at night, perhaps a Trump sticker. Maybe an anti-trans or pro racism sticker! Really REALLY scummy stuff. Get a custom plate that says ‘‘YBMC’’ or something else horrid. Really egg them on. What you really want is a total stranger you have never interacted with. Police fail to identify 90% of crimes that don’t have a personal motivation to known victim and perpitraitor.
don’t worship muppets.
If they rely on insurance to not fuck them over, I wish them good luck. Because boy, do insurances have the capacity and willingness to fuck people over
Usually insurance companies don’t pay for vandalism I think.
If I’m paying for comprehensive coverage and they don’t cover my car burning, I am absolutely suing.
Oh you REALLY need to call up and see if they will cover it. They will fight you like hell on this kind of situation.
They will cover vandalism if:
A) You report it to the police and have a file number
and;
B) You have comprehensive coverage
But your insurance rate will increase due to having a claim
So trade a nazi garbage car for just a garbage car?
The Ionic 5n kinda slaps, tho…
So long as only victims are insurance companies and Tesla, I am okay with it. To be fair, they kinda deserve it.
I mean, the environment is also a victim in that case
Tesla has its own insurance company so double whammy lmao
Well, no, it’s all of us, because of how insurance works. Payouts go up, premiums go up. As long as the number of destroyed Teslas is a drop in the ocean we won’t notice, but lots of companies love a good excuse to put prices up and this is just handing them a gold plated excuse on a silver platter.
Just a reminder that insurance is a scam. You are compelled to pay for it under penalty of law in the case of car insurance, and the insurance companies do everything possible to maximize their profits, being for profit companies. What this means in general is that people pay more into insurance than they ever get out. If they didn’t the insurance companies wouldn’t make a profit. The money you pay isn’t going into some huge fund that supports everyone who pays for it. If it doesn’t go to paying out claims now it goes straight to the insurance executives, or investors, or to “lobbying” politicians to keep the racket going. The day you stop paying out you get fucking nothing. All that money is just gone, for the pleasure of maybe having your claim paid out if your insurance company can’t weasel their way out of paying. Insurance is a scam, a bunch of penny pinching middlemen draining the world of human productivity and effort for their own benefit and nothing else. Any benefit a particular individual happens to get is a loss to be minimized to them.
being for profit companies
I think the approach in Australia is a bit better - bodily injury coverage is provided by the state and is part of the registration fee for the car.
It’s not perfect and only covers injuries to people, and does not cover repairing cars (you need to get separate insurance from an insurer for that) but it’s a good first step I guess. It means that as long as your car is registered, medical costs for both you and anyone you hit are covered.
In France, most insurance companies are mutual and not for profit. (Basically a communist hellhole!)
I’m also Australian and what this person is saying is true
I beleive its called “CTP” or “compulsory third party insurance” if I recall correctly
You can get additional optional car insurance in Australia as well
It would be a scam if you couldn’t choose the company. However, you have plenty of options. Insurance also encourages better driving since things like tickets can cause price increases. There are some privacy concerns with insurance but that is a separate issue.
I mean, I would hope insurance doesn’t need to pay me. That imply I’ve involved in an accident or had my stuff stolen. Even a not for profit insurance company would operate like that. I can afford $100/mo but I cannot afford to replace not only my car but the car or property of whatever I may be found at fault for hitting(and if I get hit, can that person afford to pay me?). If I got into an accident, especially if I were younger, how would I replace my $5,000 car and the $70k BMW I just hit? What if my kid set my house on fire or what if fire leapt from my neighbour’s house to mine?
That said, it’s absolutely true that system is bloated to an absolutely disgusting level and its shocking lack of regulation for, as you say, being legally required is pitiful. It deplorable that people need to fight to get payouts sometimes and how the US uses it for healthcare is just hellish. It’s also true that the capitalist/libertarian ideal of insurance only really works if people are paid adequately but both those systems do fuck all, on purpose, to keep people’s financial security safe.
In Québec, liability is paid for by the province so our car insurance is a lot cheaper and regular insurance only needs to cover the physical property, so that’s nice. It’s still got it’s problems I’m sure, but it’s a step in the right direction.
Oh and the whole concept of an excess. So I have to pay to have my car insured but if the damage to my car is less than a certain amount I have to pay for it? What’s the point of the insurance then.
My car is probably worth less than the excess anyway so if it was a total write-off I’d get a maybe five hundred for it, and that’s it
What you are describing is not insurance, it’s capitalism in general.
Insurance is very much needed. If there weren’t that many reckless drivers then insurance would be cheaper.
I wish we had the same thing as in Singapore. Their cars literally cannot go over the speed limit.
But yes, when insurance is basically required to have, then it’s good to start having government participation in it. The government needs to be the majority stakeholder, as it also provides all of the customers.
I scares me the number of people willing to commit insurance fraud. I’ve had friends who would do things like park there car in a hail storm.
Well, they’d put the premiums up on tesla owners as the cars now carry increased risk.
Yes of course that’d be their primary source. But if that doesn’t cover all the payouts then it’ll lead to a general increase in insurance premiums for everyone.
At least I’d be getting charged more for a real thing and not the normal made up reasons behind price hikes.
No, because insurers are already maximising their prices. If they could increase they would. If they don’t price fairly (price inc. vandalism on Teslas only) then they will lose business to other insurers who have proportionally less Teslas on their books.
Insurance companies are never the only victim. They just pass the pain forward.
Committing insurance fraud is honestly pretty questionable from a ethics perspective. You are cheating the game at the cost of everyone else. Why are people ok with this now in 2025? In the last few decades it as become socially acceptable to cheat the system for your own gain.
I fully support the arrest and prosecution of those who commit insurance fraud. Same goes for companies who cheat there workers out of pay.
The “ethics” of following laws stem entirely from the social contract. Both sides agree to a set of rules because it’s fair or in their mutual interest to take part in society. But when one side violates that social contract (causes a constitutional crisis, ignores the rule of law, etc.) then all bets are off. If you blindly follow the rules while the other side is actively ripping them up, then you’re at best a sucker and at worst complicit.
Would you/do you support what happened during the Boston tea party? I think we all like law and order, but under the current regime, justices are being found dead from mysterious causes. It’s hard to say it’s the same system of law we’re used to.
I think we all like law and order
Have you never met any anarchists?
Recently, actually. They have no idealogical allies, no plan, no nothing. They’re not a voting block anyone cares about, nor do they have any actual positions to argue. I do not take their opinions seriously.
They definitely do have positions and beliefs. I am not sure how much you actually understand anarchism. Anarchist “nations” have even been established before, but they tend to get invaded sooner or later. While they do sometimes ally with Marxists you would be correct in thinking they have few permanent allies. Hence the getting invaded part I guess.
I’m willing to admit that I don’t know a lot about anarchism. I’ve tried to learn more when I have the opportunity to talk to someone about it, but I never get anything insightful.
I’d love to know more about how an anarchist society could work.
The irony here is that Hyundai models built 2019 - 2023 have an issue where they’ll spontaneously combust.
There is a whole bunch of regulatory stuff that’s been spun up for EVs over the past 7 years or so.
I have no idea if Hyundai had something out of the ordinary happen, but the public is generally very slow to change and are a bit hyper vigilant. Add in the fact that the press loves a good boogieman to get clicks and you’ll see some of the EV mess.
Are they safer than ICE? Yes. Should that stop there? No.
With an average of 16 EV and hybrid fires per year, there’s a 1 in 38,000 chance of fire. There are a total of roughly 4.4 million gas- and diesel-powered passenger vehicles in Sweden, with an average of 3,384 fires per year, for a 1 in 1,300 chance of fire. That means gas- and diesel-powered passenger vehicles are 29 times more likely to catch fire than EVs and hybrids.
Hyundai and Kia always has something out of the ordinary happen. My model was an ICE with two major flaws: one meant that the engine was liable to catastrophically fail and catch on fire at around 90k miles, and the other made it so stealing them was literally child’s play. Kids were making TikToks on how to steal them…
Hyundais just aren’t good cars. They cut corners to the max, and when shit goes south just try to gaslight everyone involved. I’m highly skeptical that their EVs are high quality, because their ICE models were shitboxes.
Are you dumb? Hyundai \Kia is literal trash. Buy a Toyota or Honda.
Every time a Tesla cuts me off in traffic now, I contemplate following them until they park so I can carve “ASSHOLE” into the hood with my keys.
Oh boy, you’re so edgy.
Hyundai is not the move :p
Fuck hyundai, buy a toyota like someone with a modicum of taste and intelligence.
I don’t think people that decided to buy an electric car will be interested in trading it in for a hybrid. Also, assuming you’re in the US, because Hyundai are very good and popular in Europe. (Sorry, just noticed the username. Oh well…)
Toyota makes electric cars and also hydrogen cars. But really EV’s arent all that great for the environment. Lithium mining is pretty awful not to mention super exploitative. And there is this bottleneck of liFePo battery production that we and the industry at large seem to be ignoring. Currenty less than 8% of the amount of new vehicles sold annually on the planet are EV so we would need to increase the supply by at least 1250% plus all the other industries that rely on lithium batteries like cordless power tools, batteries and many other consumer electronics. So likely we would need to increase production by 2000% and thats a conservative estimate and then we would need to repeat this year after year after year. This us not going to be good for the environment regardless the increase in sustainability compared to ICE vehicles. We need to develop solar tech beyond what it is. Look at tje german auto manufacturer Sono who makes a solar ev that seems pretty promising for a technology in its infancy. Also we need to really take notes from toyota because manufacturing cars in the way that American automotive manufacturers have normalized, disposable planned obsolescence vehicles made to break down so that consumers will have to buy a mew one or pay for hours and hours of expensive labor, is just not sustainable. Toyota at least puts out vehicles that mostly Will still be on the roads 3 decades or more after their first purchase. When most other manufacturers are making vehicles that are pretty much crushed and sold for scrap after 100,000 miles or 10 years. So besides the technology itself the current model of consumer usage and disposal is not sustainable
I’m sorry, I don’t want to buy a brand new car from 2005.
Jokes aside, what’s the point of a new Toyota? You’ll have a reliable car but use way more fuel than a German diesel wagon or sedan, in the age of super high fuel prices. Toyota of course barely even makes wagons or sedans anymore. They discontinued the Avensis, brought in the Camry and now it’s pretty much “buy a C-HR or RAV4 lol”. Toyota’s only EV so far came way too late and offers way too little to be compelling compared to what the Koreans are doing. The Koreans can’t make an ICE for shit but they do know how to make a decent EV.
The only decent cars they make now are the BMW Supra and the NotOnMyContinent Land Cruiser 300. And I guess the RAV4 PHEV but that costs so much you might as well just get A BMW X5.
Idk what poanet youre on but toyota makes great cars all around. The lexus RX/ toyota highlander (which is just the camry platform crossover) redefined suv crossovers. Without it suv’s tofay would be totally different. Also toyota 4cylinder hybrids get 60+ miles to the gallon the electric hybrid rav 4 in 2020 was getting 96 mpg. Toyota makes tons of wagons and sedans, tbe prius comes in wagon format the ct200h is a wagon, Camry, carola, avalon, gs300, ls350, sc400, I mean if you dont want a car that will last 3-5 decades plus that was made to last then get what you want. I cant tell you how many late 90’s early aughts toyota products are still on the road i see dozens every day. I have one. A 2004 rx330 with 225,000 miles on it. Aiming to take it to a million miles. There is a reason toyota products have great resale value, are highly desired and have stellar consumer reports ratings. And they are pretty easy to work on so you dont have to pay 200+ an hour at a mechanic if youre not an idiot and are mechanically inclined.
And if you want something else then go honda. Toyota and honda products are hands down the 2 best quality manufacturers that produce reliable lasting vehicles.
Subaru is also up there
The only 90s and early 00s Toyota products with Toyota badges I see on the road are Land Cruisers because those are the only ones worth enough to repair the rust to make them pass inspection. Mid 00s onwards is a bit better and Lexus models get treated nicer, so you still see an old one every few months.
The Highlander and RX don’t even offer a diesel option… What a joke. Perfect platform for a 4 or 6 cylinder (for the RX variant) diesel. There’s no way they’re getting 60+ mpg on the highway unless you’re talking about plug-in hybrids, which only get that when actually charged - which most users unfortunately do not. Plus if you have to charge on long trips to get good fuel economy, why not just get a BEV?
Also half the models you listed are either discontinued altogether or no longer sold in Europe. Toyota doesn’t want you to have a Camry or a GS anymore. And I mean the GS was a damn solid car in the late 90s and early 00s when it got the 2jz engine. I can’t speak for third and fourth gen personally as I have no experience. But at thus point they’ve been discontinued for years, you’re supposed to go buy a crossover instead. Or the ES, which seems like a downgrade. The CT is a small hatchback, not a wagon. It’s nowhere near the same practicality. It’s also discontinued. The SC is a pretty cool car… But discontinued for a decade and a half now.
Apparently the Camry is back on the menu though - it had diappeared from Toyota Estonia’s website for a while and I just assumed they’d dropped that in Europe too. The only remaining wagon, though, is the Corolla which again isn’t competitive with European offerings in terms of cargo space. It IS significantly cheaper than a 5 series or E class wagon but then if you need to haul anything you need to rent a trailer, which is a hassle. I’ve owned 5 or 6 wagons at this point, ranging from Passat to E class to Outback… And I’ve filled the trunks on all of them.
With the Highlander no longer available, the only Toyota badged vehicle that would fit my regular cargo requirements is the ugly ass new Land Cruiser 250 (as opposed to the 300 which I think looks great) and the only Lexus badged ones would be the RX or LM. But I don’t need an SUV so I don’t want to pay the SUV premium. Plus to get decent fuel economy in the RX, I’d have to opt for the plugin hybrid for an extra 20k??? And the trunk is still nowhere near as big as in the E-class wagon somehow.
I’m sorry, but Toyota has lost the plot. They just ignore entire market segments thinking everyone is happy with a crossover. They just don’t want me to buy a new car from them and the models they do have are so reliable because their engine tech is 2 decades old, not because Toyota has great engineering.
Honestly get one of those old Toyotas that were build like tanks. All metal and a simple engine design means it runs forever and is easy to work on.
This is the only good use of a Tesla now, IMO. Get it fully insured, then go park it in a dark alley near a popular area. It’ll get torched before too long. No fraud involved with setting your own car on fire…
Then use the money to buy something that’s not made by a Nazi.
Forget to turn on sentry mode.
Straight outta the urban-cop playbook.
