• some_kind_of_guy@lemmy.world
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      9 hours ago

      There are a couple products out there that will simulate a credit card, but not actually extend credit that can put you in debt. Depending on how you feel about fintech “banks”, Simple has a product called “credit builder” that works quite well. It’s essentially a revolving secured CC, but to the user it acts like a reloadable debit card.

      • Madzielle@lemmy.dbzer0.com
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        3 hours ago

        This is such good advice. I am stubborn about not playing the game with it though. Appreciate your thoughts here though.