• ryathal@sh.itjust.works
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    18 days ago

    Insurance is about compensation for loss, and that’s it. It’s not their job to keep your house safe, that’s still on you. It’s their job to give you money if something happens beyond your control. Now that you mentioned that other branch, you should probably take care of it, if it falls they could deny your claim since you were negligent in preventing a known risk.

    • UnderpantsWeevil@lemmy.world
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      18 days ago

      Insurance is about compensation for loss, and that’s it.

      That’s certainly not true of medical insurance. Preventative care is part of the whole package. In fact, certain preventative care is encouraged. Health insurance companies are more than happy to pay for UTIs, for instance, because they’re so much cheaper than pregnancies.