Sounds like a great way to fill your site with lots of crap content as people jam in any old junk in the hopes of getting a payout….

I was very luck to have insurance for the entirety of the pandemic, and wasn’t ever charge out of pocket, including last night.

I got it this evening thru CVS, but had to go to the town over from mine, as no appts were available on my zip code. The CVS app appears to update availability throughout the day. This morning there was nothing. This afternoon I booked a same day appt. Hope this helps.