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Cake day: June 23rd, 2023

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  • Exactly, play by the original rules, and play aggressive as all hell. You don’t need almost any property, it’s just fine to mortgage everything but your main set, the goal is to get one very developed set ASAP.

    Not only is this a pretty effective way to win (a conservative player who lands once on a very developed property is basically out of the game), it also makes the game progress much faster, especially if other players are willing to concede before the bitter end. 2 or 3 players like this, and you’ve actually got a recipe for a decent time.




  • Eh, this is a thing, large companies often have internal rules and maximums about how much they can pay any given job title. For example, on our team, everyone we hire is given the role “senior full stack developer”, not because they’re particularly senior, in some cases we’re literally hiring out of college, but because it allows us to pay them better with internal company politics.


  • Hazzard@lemm.eetoAsk Lemmy@lemmy.world*Permanently Deleted*
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    2 months ago

    Ah, he recommends saving 1000$, then tackling your debt, then building to 3-6 months expenses. Which is… fine, I agree with the principle of it, but that number is definitely one of those things I’d consider being more flexible with. The amount I think you should save before tackling your debts depends on a lot of factors.

    I also don’t necessarily agree with saving that amount in two blocks, we personally saved 1000$, paid the most pressing card off, and then saved another 1000$. I think it makes sense to adjust that minimum emergency fund number as your situation evolves.

    Just another case where I find he works fine as a starting point, but where most people shouldn’t follow his advice to the letter.


  • Mmm, excellent addendum to my proposed changes. 1000$ is better than nothing, but it hasn’t really kept up with inflation, and circumstances really change things. For example, if you have a house, the potential opportunity and cost of an “emergency” goes up immensely.

    But yeah, for us personally we pretty quickly went up to a 2000$ emergency fund, despite the relative stability of renting and driving a fairly new car. We’ll be working on our 3-6 month expense emergency fund soon. I definitely think it’s better to view the baby steps as flexible guidance on a starting point, rather than the concrete law they frame it as.


  • Hazzard@lemm.eetoAsk Lemmy@lemmy.world*Permanently Deleted*
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    2 months ago

    I think I have an interesting perspective here, as someone who did kinda get their finances under control thanks to a Dave Ramsey course, and later had the unpleasant experience of discovering how much of a right-wing idiot he is during COVID.

    Something I’ve noticed is that a lot of his advice seems targeted towards people who are crushingly bad at navigating debt. One of the most viral things they do is called “the debt free scream”, where people share their stories on his radio show after getting debt free, and just… do a victory scream, essentially. Kinda fun, not really a bad thing, but it shows how most of the people he deals with directly and the ones that make the best marketing are people with hundreds of thousands or millions of dollars of debt despite making very average money. Just absolutely no self-preservation instinct around available credit.

    And for these people I think his advice makes sense. Absolutely no debt, debt is the enemy, it will crush you. And stuff like how he pushes you to chase paying debt with high intensity, get multiple jobs, etc. Because otherwise it’s impossible to even manage to put money on the principle of a debt that large.

    For the average person though? His best advice is basic budgeting, focusing on paying your debts one by one so you can celebrate each victory quickly, and building an emergency fund so you don’t need to go backwards as soon as you have a car problem. Also, yeah, ditch the brand new truck, it’s burying you in debt you didn’t need.

    But absolutely, I’d highly recommend modifying his recommendations for most people, and I don’t doubt someone out there is doing a better job of teaching this stuff than Ramsey is. My advised tweaks:

    • Find a budget you can live with, paying your debts a couple months faster isn’t worth being miserable, and makes it more likely you’ll be able to stick to a budget for as long as it takes.
    • Zero-based budgeting (budgeting every dollar at the start of the month) isn’t really necessary, leaving a little loose change that you can allocate later once the month is actually happening is pretty helpful. It’s ok to shift things around so long as you aren’t spending money you don’t have.
    • Actually do keep “fun money” or “restaurant money”, so long as you’re capable of including it in the budget without hamstringing your ability to pay debt. If you’re giving more to debt than these things, then you’re probably fine.
    • Ultimately just… think for yourself, and make your own decisions, based on your own income and expenses. Ramsey is a decent, if aggressive, starting point (and again, not the best person, he seems to have lost the plot somewhere).

  • Makes sense. I wouldn’t think the average person taking on the exceptional training of Olympians would be good for you, but of those with the natural health and talent to try, Olympians are the ones who got that far without injuring themselves, and will therefore likely continue with some safe training with proper technique, and maintaining good health into old age. I’d imagine that benefit outweighs the damage extreme sports and training does to your body.

    I’d assume that measuring generally fit people who exercise regularly and eat well, without pursuing the extremism of world class athleticism, would live even longer on average.


  • Storytime! Earlier this year, I had an Amazon package stolen. We had reason to be suspicious, so we immediately contacted the landlord and within six hours we had video footage of a woman biking up to the building, taking our packages, and hurriedly leaving.

    So of course, I go to Amazon and try to report my package as stolen… which traps me for a whole hour in a loop with Amazon’s “chat support” AI, repeatedly insisting that I wait 48 hours “in case my package shows up”. I cannot explain to this thing clearly enough that, no, it’s not showing up, I literally have video evidence of it being stolen that I’m willing to send you. It literally cuts off the conversation once it gives its final “solution” and I have to restart the convo over and over.

    Takes me hours to wrench a damn phone number out of the thing, and a human being actually understands me and sends me a refund within 5 minutes.


  • A lot of assuming that this project was dead serious in here… he’s a college student, presumably working on a senior project or something. Hooking up a glasses display, to his phone with a mic and the ChatGPT API isn’t a massive endeavour, either, and this is funny as all hell if you assume he’s mocking the industry and being tongue-in-cheek. RizzGPT? Charisma As A Service?

    Point being, don’t despair for this guy, he’s hilarious!


  • Ah yeah, there is some of that? Not totally unfounded, although my understanding is more that Angels know God is there, and always have, so they don’t have to have faith, and they don’t have the “sin nature” we do as a result of Adam and Eve eating that apple. Basically they don’t seem to have that natural selfishness we do, so their relationship with God isn’t as personal, and obedience to him comes much more easily. We are more “like God” (“made in his image”, in Genesis terms). As such, those who do follow God will “rank higher” than angels, whatever that actually looks like.

    That said… it’s a bit ridiculous to assert that they don’t have any free will, because a bunch of them rebelled against God. It wouldn’t surprise me if Catholic ideology disagrees with me here though, although I don’t think there’s much of that in the actual text of the Bible.


  • Happy to help! I like studying this stuff, and it’s fun to share it when I get the chance.

    Honestly, I suspect the “demons torture humans in hell” probably originates from their seeming to want to torture the possessed.

    Because in the biblical conception of hell, it’s very much not “demons torture humans” it’s more like a lake of fire to torture the demons, which unfortunate humans are also thrown into. There’s no organization or structure whatsoever. Also, nobody is currently there, humans are just… dead, or in purgatory/Gehenna, a sort of neutral waiting place, waiting to be raised back to life at the end, and sorted then.

    Their role biblically seems to be just… acting against God, out of spite for being kicked out, perhaps? They seem to act to tempt humans not to find/love/follow God. Not much is given as to their motivations though, the Biblical authors truly aren’t that interested in them, besides as a warning about temptation. A shame, as they’re obviously just… fascinating to learn about, but it’s not a priority for them to write about.

    They also aren’t given much credit, either. Rather than the “epic struggle of God vs Satan” we like to characterize, it’s more like… Satan and demons are permitted to roam about, but are absolutely beneath God, and can/will eventually be rounded up and thrown out very quickly. They’re characterized as accidentally playing a role in Gods plan, and given tentative leash for that reason. Satan apparently is even still allowed to visit heaven, and argues with God? See Job. Him getting locked out of heaven permanently is one of the kickoff moments of Revelation/the biblical apocalypse. Again, not much detail on this relationship, and honestly some of even this much detail is speculation.

    The modern conception of “hell” is quite interesting, as it’s mostly just imaginative fiction, likely heavily inspired by pagan cultures that merged with Christianity as it spread across the world.


  • Surprisingly, a lot of the creepy media is fairly accurate, though extreme. Demons aren’t prominent, we know they are angels who rebelled with Lucifer, and were cast out, so that would be their appearance, but in reference to possession, we basically have those that Jesus encountered and a few his apostles drove out in his name later on.

    And what we see are people behaving almost like animals, screaming, shouting, with an inhuman strength to break chains or whatever locals have tried to contain them with, and inflicting a lot of self harm. There’s a woman who would throw herself into fires, a man who had 100 demons in him (where “I am legion” comes from") who would throw himself onto rocks and off cliffs and cut himself, etc.

    The more manufactured elements are the head twisting, anything to do with pentagrams, and honestly a lot of the hostility to others. People usually steered clear, but demon possessed individuals generally did more self harm than harming others, with cases where Jesus would meet them within cities, and they weren’t surrounded by dead people or a panicking mob or anything. They also don’t “haunt” or hunt people like they do in movies, but are usually extremely obvious.

    Anyway, that’s my experience purely from biblical account, off the top of my head, I’m sure others can add more detail or examples.