cram

I just read that the uk has more homeless than the us per 10k people, which surprises me. I’d be interested in finding out what their government does to help, as possibly when and if our government returns to sanity, we could do to change.

I only use PayPal for reoccurring donations to my local library, but I see your dilemma. Using credit cards is also great for exploiting the various rewards systems as well, as long as you pay your balance every month.

Collecting stuff?!? In this economy?! Nah, I think its just an inherent human desire to collect things and show them off.