Luigi, when the CEO fell.

Tommy, not Tony. Tony Robinson is a national treasure best remembered for Black Adder, Maid Marian and her Merry Men and Time Team.

3.1 aren’t cheese eating nor surenderring

Both.

You underestimate the laziness factor.

I’m a mortgage adviser, and the amount of people who don’t update their address with their bank or on their driving licence astounds me, some for years.

We have a client who still has their maiden name on their bank statements - they got married over 10 years ago.