I use teams for work and have not had a single problem in the almost three years I’ve been with the company. We have teams phones and pretty much all teams licensing. I’ve had lots of problems with zoom and go to meeting. Especially with GoToMeeting when I was managing a citrix environment.
Article sounds like it was written by the credit card companies. I use a credit card for all purchases and pay off monthly and I got back 1500 dollars. That isn’t paying for a whole lot of travel for a family of four, which is what my household is. Also 1-2 % investment is a joke. My company pays 3% to process credit cards and if you take Apple Pay it’s higher.