• 2 Posts
  • 19 Comments
Joined 9 months ago
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Cake day: December 8th, 2025

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  • Not saying you should use a credit card, but I haven’t seen this point made so I’m going to bring it up.

    Everything is more expensive because of credit cards. That 2% cash back doesn’t come from nowhere, and it isn’t (only) sourced from people paying interest on their payments. Every transaction at a store that accepts credit cards is 2-5% more expensive simply because that store accepts credit cards. The credit card company charges a transaction fee when it is used, and the store isn’t going to change the price of something based on your payment method. So everyone pays the 2-5% markup.

    This is why I personally have credit cards and also why I would support getting rid of them.












  • I’m in a similar situation actually. I use MySudo for VOIP wherever I can. It’s essentially my spam number just to get codes on, but I’ve never tested it with WF specifically.

    Tello and US Mobile are they best “real” number carriers I have found. $8/mo, and you can pay another service to forward all messages to your extra-US number. You’re trusting two parties for it, but I haven’t found a better way.