Until next year you have another $10k added on because it happened on dec 31st.
I get what your saying, but if you’re only mustardly up $300 a year in savings, if you arent using it to find a way to earn more money, then just fucking spend it to make your existence a tiny bit better. Because if your gonna be in debt and never able to get out, mind as well not even worry about it. They cant take what you dont have
Whats $600 gonna do for a $10,000 out of pocket health insurance policy?
It will be $600 less to make in interest payments as you gradually pay the debt down.
More poignantly, however, it would be very useful for a $600 copay. And these are significantly more common.
Until next year you have another $10k added on because it happened on dec 31st.
I get what your saying, but if you’re only mustardly up $300 a year in savings, if you arent using it to find a way to earn more money, then just fucking spend it to make your existence a tiny bit better. Because if your gonna be in debt and never able to get out, mind as well not even worry about it. They cant take what you dont have
They definitely can take what you don’t have. That’s what debt is.
No, debt is unpaid credit. If your in debt you, already didnt have it, thus why they lended the money/services.