Debanking on wikipedia

So with the new regime executive order declaring it essentially illegal to be unhoused, people at risk might be thinking, “how do they classify me as homeless if I am surfing between friends or family or shelters?”

One of the big answers to this is the practice of debanking. If your financial institutions catch wind that you don’t have a stable address, they will try to close your accounts and send your balance as a cashier’s check to your last legal address. At-risk people understand the many, many scenarios where even just this process could be devastating.

Some unexpected ways you can get de-banked:

  • your apartment doesn’t have a legal address

  • you lose home owner’s insurance or your coverage changes and your bank decides it doesn’t like that

  • your building’s owner defaults

  • fire

  • flood

You may be at risk and just now realizing it. If you have an MH diagnosis and you don’t have two back-up legal addresses, you are on this Ex O.

Anyway, do not get debanked. Have legal address back-up plans EVEN IF YOU TRY TO FLEE THE COUNTRY because you do not want the regime classifying you as someone they want to put in the camps.

Sorry for another US-centric post.

  • kieron115@startrek.website
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    15 hours ago

    Sharing info about de-banking is cool but lets try to keep the FUD out of it. What the so-called “ENDING CRIME AND DISORDER ON AMERICA’S STREETS” order says regarding this seems mostly contained in Sec. 3, which basically threatens to pull housing and urban development funds from states that don’t meet the administrations crazy rules. . I also see nothing to validate your claim that folks with a mental health diagnosis need three addresses (two back-up addresses implies the existence of a third main address).

      • aow@sh.itjust.works
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        7 hours ago

        He’s not? The EO is theater, nothing changed but that. Nobody homeless is copping federal charges anyways unless they assault feds. The OP is also sensationalizing things, you can use a valid address and say you receive a bill at it to claim residence aka not homeless (even if you functionally are). I see it all the time. Often people stop paper bills and use electronic stuff as proof of residency.

      • fishos@lemmy.world
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        7 hours ago

        Because actual facts matter. You can’t fight a fantasy. You have to fight the actual laws/orders/etc as they are, not what you imagined them to be in your head. Just because one side doesn’t follow logic doesn’t mean you get to disregard it too.

        • Angry_Autist (he/him)@lemmy.world
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          6 hours ago

          If facts mattered we wouldn’t be in the midst of a fascist government run by a demented pedo with full support from SCOTUS to ignore the Constitution, so I am going to tell you this plainly so maybe even you understand:

          NO FACTS DO NOT MATTER COMPARED TO PUBLIC PERCEPTION SO FUCKING GET OUT OF THE WAY

          Do you want this nightmare of authoritarian overreach to end quickly?

          Then Shut The Fuck Up and stop doing the enemy’s work for them

          Unless you enjoy being a traitor, that is. I mean you do you

          • fishos@lemmy.world
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            6 hours ago

            Cool. So you’re gonna fight made up things with more made up things and no one’s gonna believe you because, well, you’re a liar. Also love the all caps. So scary. Really terrified me over here. Hey, isn’t that how fascists get their way? By yelling and fear and intimidation? Oh wow, it’s like you’re becoming what you hate. Huh. How strange. It’s almost like there are people warning you not to become the monster you fight and here you are putting on fangs and fur…

            You’re a tool 😂

            • Angry_Autist (he/him)@lemmy.world
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              6 hours ago

              Fascists have only stepped down from power twice in all of human history without bloodshed

              Where exactly do you think this entire thing is going? They are disappearing citizens with no due process. They have already built the concentration camps and have bragged about the inhumane treatment they will dish out there

              Do you really think this is just another ‘rough repugnican cycle that we’ll get back in office and start to clean up’ like the last 4 times because that’s NOT the FUCK what’s happening here and anyone who had family escape from the old USSR knows EXACTLY what is going on right now

              We are gearing up for civil war and a ton of innocent people are going to die and here you are spending all of your energy cherry picking arguments for the fascists.

              And now that I’ve laid it all out clear as day to you, if you persist in your dangerous ignorance I will have no other option but to consider you an intellectually dishonest forum slider at best, and a legitimate traitor at worst.

      • kieron115@startrek.website
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        7 hours ago

        I don’t know what that saying means, but I hate the Trump administration I promise. I hate FUD too though. More FUD = less energy to spend on the actual battles that need to be fought. I have my own mental health diagnosis and currently live in my parent’s spare property so what OP said would personally impact me if true. I can’t find where it’s stated though.

        • Angry_Autist (he/him)@lemmy.world
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          7 hours ago

          /r/notatrumper material right there, plus randonumbername. I am so fucking tired of this game.

          I didn’t ask for your life story I asked why you are sanewashing the weaponization of homelessness