While I full heartily agree with you, I’m pessimistic you will ever reach enough people with these alternatives. Even on privacy forums you hear people fervently defending how banking apps are mandatory. Those will never run on anything that isn’t locked down. The eID proposal for the EU is also dependent on Android and iOS.
It doesn’t necessarily need to achieve mass adoption, it just needs to get to a ‘good enough’ point to make it viable for those who are willing or desperate to get away from big tech.
Linux still has plenty of people giving reasons why they won’t switch, but it’s now finally viable for many, including myself. I just want mobile Linux to get to that point too, even if there’s still rough edges.
Yes but you can’t motherfucker, don’t you understand that? In most of the world you have to use the app, you CANNOT use online banking without the bank’s app on your phone, you have no sign-in details apart from the email and the bank app, it is the only way to sign in and you sign in via 2FA inside their app and authorize transactions exclusively via that, and no you can’t use Google authenticator or whatever, it’s a “tap to allow sign on” type 2FA and the only kind supported.
There is no “home banking”, and you are not even allowed to enter a physical bank location on the high street without being intercepted by a ghoul telling you to use the app or fuck off, you cannot call the bank because they have no public number, you do everything via the app or you cannot do anything at all.
That’s why even people without access to drinking water have the latest fucking smartphones, they’re a prerequisite and there are no alternatives.
Most of the time you don’t even have a bank card, just the bank card details in the bank app on your phone that are automatically added to Google Pay, and you use that because near everything is cashless and NFC.
Soon across EU and UK your very ID will be stored on your phone.
I am not American you weird internet man. In the rest of the world and specifically my part of it - Europe, all banks require their app, there is no way around it, and there is no way to use foreign bank accounts or not have a bank account at all etc etc.
I wrote about all this before, including ITT.
Why the fuck do I have to explain this over and over like you was born yesterday?
Stop assuming your country’s experience is at all representative of the rest of the world, because evidently - it is not.
I love how you are getting downvoted for getting frustrated with people who can’t see beyond their own nose.
I fully agree with you, these people just don’t want to admit some of us don’t have the privilege of choosing since all the options end up on forcing a banking app one way or another.
Because it is a fucking privilege at this point.
While I full heartily agree with you, I’m pessimistic you will ever reach enough people with these alternatives. Even on privacy forums you hear people fervently defending how banking apps are mandatory. Those will never run on anything that isn’t locked down. The eID proposal for the EU is also dependent on Android and iOS.
It doesn’t necessarily need to achieve mass adoption, it just needs to get to a ‘good enough’ point to make it viable for those who are willing or desperate to get away from big tech.
Linux still has plenty of people giving reasons why they won’t switch, but it’s now finally viable for many, including myself. I just want mobile Linux to get to that point too, even if there’s still rough edges.
This i don’t get, i’d rather use home-banking from my home PC.
A lot of banks require their personal apps as 2FA to access your account. I would never agree to that.
Yes but you can’t motherfucker, don’t you understand that? In most of the world you have to use the app, you CANNOT use online banking without the bank’s app on your phone, you have no sign-in details apart from the email and the bank app, it is the only way to sign in and you sign in via 2FA inside their app and authorize transactions exclusively via that, and no you can’t use Google authenticator or whatever, it’s a “tap to allow sign on” type 2FA and the only kind supported.
There is no “home banking”, and you are not even allowed to enter a physical bank location on the high street without being intercepted by a ghoul telling you to use the app or fuck off, you cannot call the bank because they have no public number, you do everything via the app or you cannot do anything at all.
That’s why even people without access to drinking water have the latest fucking smartphones, they’re a prerequisite and there are no alternatives.
Most of the time you don’t even have a bank card, just the bank card details in the bank app on your phone that are automatically added to Google Pay, and you use that because near everything is cashless and NFC.
Soon across EU and UK your very ID will be stored on your phone.
I don’t need to use an app to manage my bank account.
Sounds like you people have shitty banks. Maybe it’s time to switch?
I am not American you weird internet man. In the rest of the world and specifically my part of it - Europe, all banks require their app, there is no way around it, and there is no way to use foreign bank accounts or not have a bank account at all etc etc.
I wrote about all this before, including ITT.
Why the fuck do I have to explain this over and over like you was born yesterday?
Stop assuming your country’s experience is at all representative of the rest of the world, because evidently - it is not.
Sure, come to México and tell me which local bank allows me to not use an app at all and I’ll switch
Why are you restricting yourself to local banks?
Because you can’t get paid into a foreign bank you absolute child.
I love how you are getting downvoted for getting frustrated with people who can’t see beyond their own nose.
I fully agree with you, these people just don’t want to admit some of us don’t have the privilege of choosing since all the options end up on forcing a banking app one way or another.
Because it is a fucking privilege at this point.
Genuinely shocking. Idgaf about any of this but the America-centrism is crazy.
I’m glad i don’t live in those parts of the world and the only mom i fuck is yours, she says hi.