This is how I started off, earning £600 a month on apprenticeship wages and having to pay rent for a bedroom in a shared house. When my wages increased I continued living as I was. Holy shit, now I can save £5-10k a year on minimum wage.
Now my new “problem” is not knowing how to spend my money. I still barely earn over minimum wage (£26k) but even though I now have a mortgage, I earn a fair bit more than enough to pay for it and all the essentials. I don’t want bullshit consumerist crap. Currently it goes into savings but I have nothing I particularly want to save for, maybe pay off the mortgage sooner and cut back on hours worked?
This is how I started off, earning £600 a month on apprenticeship wages and having to pay rent for a bedroom in a shared house. When my wages increased I continued living as I was. Holy shit, now I can save £5-10k a year on minimum wage.
Now my new “problem” is not knowing how to spend my money. I still barely earn over minimum wage (£26k) but even though I now have a mortgage, I earn a fair bit more than enough to pay for it and all the essentials. I don’t want bullshit consumerist crap. Currently it goes into savings but I have nothing I particularly want to save for, maybe pay off the mortgage sooner and cut back on hours worked?