My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!

WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.

Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.

They should call it “pay slightly less than full price if you fucked up your car”

    • altphoto@lemmy.todayOP
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      2 months ago

      1000% in our neighborhood during winter you cannot go get food at all without a car. There’s no walk to market or bus station. Very poor choice of location but it’s what I can afford.

      • Mac@mander.xyz
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        2 months ago

        We don’t blame you, we blame the system as a whole and the politics and lobbyists that keep us here.

  • i_stole_ur_taco@lemmy.ca
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    2 months ago

    You can appeal a total loss settlement. They’re supposed to take into account the cost to replace the car at local rates, so unless that 16k model you’re looking at is in dramatically better condition or has way way less mileage on it, they need to justify that.